How to cash an Economic Stimulus Payment if both spouses are not available?
I had a young lady from church call me today to say that because her spouse is in prison her bank will not let her deposit the check received b/c both spouses cannot be there. Surely this isn't true? She is an educated lady, I find it hard to believe she can't mail him the check, have him sign it, mail it back to her and then she sign it and deposit? Is there something about the Economic Stimulus checks that require both spouses to be present at the bank to deposit it?
Posted in economic stimulus
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June 3rd, 2009 at 1:49 pm
As long as there are 2 signatures on the check, it should be fine. She may also want to try to cash it by writing in the signature area "For Deposit Only" and then the account # - especially if he is still on the account.
June 3rd, 2009 at 1:49 pm
send it back. I sent mine back. it is a form of welfare that the GOV has NO right to hand out.
June 3rd, 2009 at 1:49 pm
I know at least the place I work at, its not a bank but we do cash checks, if two parties are listed on the check, they both have to sign the check in order to cash it but only one person has to be present to cash it…it might be different in other places though
June 3rd, 2009 at 1:49 pm
Yes, if she is trying to cash it inside at the bank, they want to be able to see both parties sign and both ID's. However, she could just sign both names to the check and deposit it through the ATM.
June 3rd, 2009 at 1:49 pm
If she and her husband are on the bank account she should be able to deposit it by writing on the back, "for deposit only"